Loss Exposures Exercise

Hi, If you are business you are welcome to do it. and if you are not expert please do not do it. I will give a tip for it. Please write the source when you solve it.

1. Contrast a direct loss with an indirect loss.

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2. LIST the three components of an ideally insurable loss exposure.

3. John failed to shovel the snow on the sidewalk in front of his store after a sudden snowstorm. A person, after consuming 12 vodka shots at a nearby bar, slips and falls on the slippery sidewalk and breaks his leg. This person sues John for $100,000.

a. If this incident took place in a contributory negligence state, hoe much could this person expect to collect? Explain your answer.

b. If this occurred in a comparative negligence state, would your answer be different?

4. You get thrown off a mechanical bull at a local Erie drinking establishment. What defense would the owner of the establishment use against any lawsuit you may file to collect for your injuries.

5. Give an example of vicarious liability in a business situation.

6. Explain the differences between libel and slander.

7. Define Strict Liability (also known as Absolute Liability) and give an example.

Requirements: one page

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